Pendo Insurance Services, Inc. – Terms and Conditions
Effective Date: March 9th, 2025
1. Introduction Welcome to Pendo Insurance Services, Inc. (“Pendo Insurance,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, services, and products. By using our website or services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.
2. Services Pendo Insurance Services provides insurance products, financial planning, estate planning, and tax-advantaged strategies. We act as an independent insurance advisor and work with multiple providers to offer various solutions. Our services are subject to applicable laws and regulations.
3. Eligibility By using our services, you represent that you are at least 18 years old and legally capable of entering into binding contracts. If you are accessing our services on behalf of an organization, you confirm that you have the authority to bind that organization to these Terms.
4. No Financial or Legal Advice The information provided on our website, booklets, or any other materials is for informational purposes only and should not be considered as financial, tax, or legal advice. You should consult with a qualified financial advisor, attorney, or tax professional before making any decisions.
5. User Responsibilities
- You agree to use our website and services only for lawful purposes.
- You will not engage in any fraudulent, misleading, or deceptive activities.
- You will not attempt to gain unauthorized access to our systems.
- You agree to provide accurate and complete information when required.
6. Privacy Policy Your use of our website and services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you agree to our Privacy Policy.
7. Intellectual Property All content on our website, including text, graphics, logos, and materials, is the property of Pendo Insurance or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use our content without our express written consent.
8. Limitation of Liability To the fullest extent permitted by law, Pendo Insurance and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services, website, or materials.
9. Third-Party Links Our website may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or assume any responsibility for the content, policies, or practices of third-party sites.
10. Modifications to Terms We reserve the right to modify these Terms at any time. Changes will be posted on our website with an updated effective date. Your continued use of our services after any modifications constitute acceptance of the revised Terms.
11. Termination We reserve the right to suspend or terminate your access to our services at our discretion, without notice, if we determine that you have violated these Terms or engaged in any unlawful or harmful activity.
12. Governing Law and Dispute Resolution These Terms shall be governed by and construed in accordance with the laws of the State of California. Any disputes arising from these Terms or our services shall be resolved through arbitration in Los Angeles, California, in accordance with the rules of the American Arbitration Association.
13. Contact Information If you have any questions regarding these Terms, you may contact us at:
Pendo Insurance Services, Inc.
1115 Wallace Ridge
Beverly Hills, CA 90210
Tel: (800) 445-7198
Fax: (310) 626-9784
Email: info@pendoinsurance.com
By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.